University Insurance Group June 2025 Newsletter

HAPPY JUNE

This month’s update brings you helpful advice, timely insights, and must-know resources to keep you informed and ready for whatever June brings.

What’s included:

• National Insurance Awareness Day
• RV Insurance
• Wise-Lee Shared
• Top beach reads and movies for summer 2025
• And many more. 
  
  

Enjoy!

Summer Roads, Covered: 
What You Need to Know About RV Insurance

As temperatures rise and vacation plans unfold, more people are hitting the road in search of adventure—and for many, that means packing up the RV and heading somewhere new. Whether it’s a weekend getaway in the mountains, a cross-country road trip, or beach camping with the family, your recreational vehicle brings freedom, flexibility, and fun.

But before you set out, it’s worth asking: Is your RV properly insured?

What Counts as an RV?

First things first—RV insurance isn’t just for the big motorhomes. It can apply to:

• Motorhomes (Class A, B, and C)
• Camper vans
• Travel trailers
• Fifth wheels
• Pop-up campers
• Toy haulers

Each type comes with its coverage considerations, particularly in terms of how and where it's used.

Why RV Insurance Matters

Unlike a car, your RV is more than just a vehicle—it’s often part home, part office, part vacation hub. That’s why regular Auto Insurance usually isn’t enough to protect it fully.

RV Insurance can help cover:

• Accidents and collisions
• Damage from storms, fire, or theft
• Liability if someone is injured at your campsite or near your RV
• Personal belongings inside the RV
• Emergency expenses if you're stranded on the road

Example: Let’s say your travel trailer gets caught in a sudden hailstorm at a campground. Without comprehensive RV coverage, you could be stuck covering roof repairs—and possibly replacing your camping gear—out of pocket.

Full-Timer vs. Occasional Coverage

Some RV owners live in their vehicles full-time, while others use them seasonally. Your policy should reflect how you use your RV. Full-time insurance is more similar to Homeowners Insurance, while part-time users might only need coverage for the months they’re on the road.

What About Towing and Storage?

Good RV insurance also considers how you get from point A to B—and where your RV rests in between. Ask about:

• Roadside assistance
• Towing and trip interruption coverage
• Storage-only options during the off-season
  
  

These extras provide peace of mind when you're far from home and want to avoid unexpected costs that could derail your plans. 

 Tips for a Safer Summer on the Road

• Inspect your RV before every trip—check tires, brakes, lights, and fluid levels.
• Secure your belongings to avoid damage while driving.
• Know your RV’s height and weight limits to navigate bridges, tunnels, and winding roads safely.
• Keep your insurance info easily accessible—just in case you need it.

 Ready for Adventure? We’ve Got You Covered.

No matter where the road takes you this summer, we can help you protect the RV lifestyle you love. From weekend campers to full-time explorers, let’s make sure your coverage is as ready as you are.

Do you need a quote or want to review your current policy? Let’s chat before you head out on your next journey.

Why Insurance Still Matters: A Reminder for National Insurance Awareness Day

National Insurance Awareness Day on June 28 might not come with balloons or parades, but it offers something even more valuable — a chance to protect what matters most.

Insurance is easy to overlook until it’s urgently needed. Whether home, auto, life, or health coverage, insurance is designed to shield us from financial setbacks. Yet, many Americans are underinsured or unclear about what their policies actually cover.

A 2024 LIMRA study found that 42% of Americans say they need life insurance or more of it. Nearly two-thirds are concerned about how their families would manage financially if they passed away. And when it comes to homeowners insurance, as many as three in four U.S. homes may be underinsured.

Even if you already have coverage, life doesn’t stand still. A lot can change in just a year:

• A teen gets their driver’s license
• A new roof is installed
• A spouse starts a home-based business
• Aging parents move in
• A child is added to the family

Each of these changes can shift your insurance needs. That’s why this National Insurance Awareness Day is a perfect opportunity to pause and reassess your coverage.

Would you consider setting aside 30 minutes to review your policies this June? 



That half-hour review could be the difference between a secure recovery and a stressful financial situation. Check your deductibles, verify coverage limits, and update beneficiaries if needed. And if you’re unsure where to start, please reach out because the best time to understand your insurance is before you need it.

June Article Round-Up

We’ve rounded up several articles from around the web that are particularly helpful this time of year. Enjoy! 

• 21 beach reads to keep you occupied all summer long
• The most anticipated movies of 2025
• How to pick the right sunscreen 
• Celebrate 75 years of the College World Series — see the schedule and teams before first pitch on June 13
• Juneteenth is June 19 — learn more from the Smithsonian’s award-winning resource

Welcome to Wise-Lee Shared! Smart answers for your real insurance questions—because Wise-Lee’s always got your back.

For this month's question, Melissa asks: 

 Answer: 

If your RV is more than just a way to get from point A to B, it needs more than basic auto insurance. RV Insurance covers not only driving risks but also the things that make it a second home—like personal belongings, attached equipment, and liability while parked at campsites.

Coverage can include:

• Collision & comprehensive
• Emergency lodging
• Vacation liability
• Roadside assistance

Here are some notable dates you won't want to miss, along with ways to celebrate each:

• Month of June: Celebration of Pride Month
  
  
• June 1: National Say Something Nice Day - Kindness never goes out of style. Whether it’s a compliment to a stranger or a thoughtful note to a friend, today’s the perfect day to spread positivity with your words. 
  
  
• June 5: World Environment Day - This United Nations–sanctioned day raises environmental awareness. Celebrate by picking up litter, planting something green, or considering how you can reduce single-use plastics.
  
  
• June 6: National Donut Day - This is a sweet kickoff to the month! Many bakeries and donut shops offer freebies — or you could try your hand at baking your own.
   
• June 14: Flag Day - Honor the adoption of the U.S. flag in 1777 — a great time to brush up on flag etiquette or show gratitude for the freedoms the flag represents.
  
  
• June 15: Father’s Day - Show appreciation for dads, grandpas, and father figures everywhere. And, of course, fire up the grill for one of these mouth-watering recipes. 
  
  
• June 20: Summer Solstice - This is the longest day of the year in the Northern Hemisphere and the official start of summer — finally!
  
  
• June 21: National Selfie Day - Love it or hate it, selfies are part of modern life. Mark the occasion with a serious or goofy snap, and don’t forget to tag your crew.
  
  
• June 26: National Chocolate Pudding Day - Rich, creamy, and nostalgic — whether homemade or from a snack pack, chocolate pudding deserves its moment in the spotlight. Try layering it with whipped cream and crushed cookies for a quick dessert

That's all Folks!

Thanks for reading this month's newsletter.
If you have any insurance needs, questions, or concerns, please reach out.

We are here to help.