Watercraft & Boat Insurance

At University Insurance Group, we understand the unique joys and challenges that come with watercraft ownership. Whether you're cruising the ocean waves, fishing in a tranquil lake, or enjoying a leisurely day of sailing, your boat is your gateway to adventure and relaxation. That's why we're dedicated to providing you with comprehensive Watercraft & Boat Insurance that lets you focus on the fun, knowing you're well-protected against the unexpected.

Liability Coverage

Liability Coverage protects you if you’re held responsible for injuries to others or damage to their property while operating your boat. This includes coverage for legal expenses, medical bills, and repair costs, giving you peace of mind as you enjoy your time on the water.

Collision Coverage

If your boat is involved in a collision with another vessel or object, Collision Coverage helps cover the costs of repairing or replacing your watercraft. This coverage is essential for protecting your investment against the financial burden of an accident.

Comprehensive Coverage

Comprehensive Coverage protects your watercraft from non-collision-related risks such as theft, vandalism, fire, and weather-related damage. Whether your boat is docked, in storage, or on the water, this coverage ensures you’re protected from unexpected events.

Medical Payments Coverage

This coverage provides payment for medical expenses if you or your passengers are injured while on your boat, regardless of who is at fault. It’s a valuable addition to your policy that ensures you’re not left with unexpected medical bills after an accident.

Towing and Assistance Coverage

If your boat breaks down on the water, Towing and Assistance Coverage helps cover the cost of getting you and your vessel safely back to shore. This coverage can also extend to emergency repairs, fuel delivery, and other assistance services.

Why You Shouldn't Skip on Boat Insurance?

Your watercraft is not just an investment; it's your personal escape to freedom and joy. Watercraft & Boat Insurance protects this investment against unforeseen accidents and hazards, ensuring your peace of mind on and off the water. From minor damages to significant accidents, having the right insurance coverage means you can enjoy every moment aboard your vessel without worry.

Get Covered and Enjoy the Water Worry-Free

Ready to protect your watercraft? Contact University Insurance Group today to learn more about our Watercraft & Boat Insurance options. Our knowledgeable team is here to help you find the right coverage to suit your needs, so you can focus on making the most of your time on the water. Don’t leave your boat’s protection to chance—get insured today and enjoy peace of mind every time you set sail.